Work Injury Compensation (WICA)

In Singapore, the Work Injury Compensation Act (WICA) is a statutory framework that allows employees to claim compensation for work-related injuries or illnesses without needing to file a lawsuit. It provides a streamlined, affordable process for both employers and employees, ensuring that workers receive timely medical care and financial support when accidents happen on the job.

What Is Covered Under WICA...?

• Medical Expenses: Reimbursement for treatment, hospitalisation, surgery, and follow-up care.

• Medical Leave Wages: Compensation for wages lost during approved medical leave.

• Lump Sum Compensation: For permanent incapacity or death resulting from a work-related incident.

WICA applies whether the injury occurred at the workplace or while performing work duties off-site.

Who Is Covered?

• All employees under a contract of service, including foreign workers and part-timers

• Employees earning any amount (no salary cap)

• Coverage is mandatory for manual workers and non-manual employees earning $2,600 or less/month

  
  

Employers are legally required to purchase Work Injury Compensation Insurance for eligible employees.

Why It Matters for Employers

Legal Compliance

WICA coverage is a legal requirement for many sectors. Non-compliance can result in fines or legal action.

Employee Trust & Welfare

Having proper WICA coverage in place shows your team that you care about their well-being and safety.

Cost Efficiency

Compared to potential legal fees and claims under common law, WICA provides a faster and more affordable resolution for work injury cases.

Business Continuity

When employees are supported properly during recovery, they are more likely to return to work sooner—helping operations stay on track.

Key Employer Responsibilities

• Report any work-related injuries within 10 days

• Pay medical leave wages and submit necessary claims promptly

• Cooperate with the Ministry of Manpower (MOM) during investigations

Summary

WICA is not just a compliance requirement, it’s a reflection of responsible and caring business practice. By protecting your employees, you also protect your business, fostering a safer and more committed workplace environment.